Experienced Credit Manager with over 10 years of progressive experience in the microfinance and banking sectors. Skilled in credit risk assessment, loan portfolio management, and team supervision. Holds a Bachelor’s degree in Business Administration with deep knowledge of micro-lending practices, credit policies, and regulatory compliance. Proven ability to evaluate borrower risk, optimize credit processes, and reduce non-performing loans while enhancing portfolio quality. Adept at leading credit teams, driving strategic initiatives, and delivering measurable results in dynamic, high-pressure environments. Strong communicator and negotiator with a data-driven approach to decision-making and sustainable business growth.
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